Conserving the Environment this Holiday Season

I love the Christmas holidays. However, I understand this time of the year can be detrimental to the environment. Do you want to protect the environment for your children and future generations? Consider practicing environmentally-friendly tips during the hectic holiday season. For instance, think about wrapping all of your gifts in recycled materials. Instead of investing in a real Christmas tree, buy an artificial one. You can enjoy putting it up for many years to come. You might also want to limit the amount of lights you decorate with, or avoid using holiday lights altogether. On this blog, I hope you will discover more tips to help you protect the environment.

3 Financial Steps To Take Before Becoming An Owner-Operator

Environmental Blog

If you are a truck driver who is thinking about working for yourself rather than for a trucking company, you probably want to make sure that you are as prepared as possible for operating your own business. For one thing, you want to ensure that you are properly financially repaired. These are a few financial steps that you might want to take before you become an owner-operator.

1. Build Up an Emergency Savings Account

It is always a good idea for anyone to have a savings account in place to ensure that they are prepared for financial emergencies. This becomes even more important, however, when you are an owner-operator. This is because not only do you need to make sure that you have personal money set aside for any personal or family issues that you might go through, but you should also make sure that you are properly prepared for any business emergencies that might pop up, such as the need for a major truck repair. After all, once you are an owner-operator, you won't be able to rely on your trucking company to handle these emergencies for you; instead, they will be your responsibility.

2. Cut Down on Debt

Buying a big rig can be a worthwhile debt to have when you're a trucker, but this does not mean that the debt load cannot affect you. Even if you choose to lease a big rig, you have to be prepared for the monthly payments. As someone who works for yourself rather than working reliable hours as a trucking business employee, you also have to think about the slow periods that you might go through. Eliminating as much debt as possible before you start working for yourself can help you reduce your stress levels.

3. Improve Your Credit

What is your credit score like right now? The truth is that your credit score can affect your ability to buy your own rig so that you can work as an owner-operator. After all, even though you might be able to buy a rig with bad credit -- such as if you buy through an owner-financing deal -- you're generally going to find better deals and lower prices if you have improved credit. Taking the time to work on your score can help you run a more successful business and can positively affect you in other areas of your life as well, too.

Working as an owner-operator can be highly rewarding, but it can also have its drawbacks. Following these steps to make sure that you are financially prepared is important and can make it easier for you to get started working on your own. For more information, visit sites like


3 January 2017